Yes, we love global investment exposure

With the Limited offer Liberty Structured Global Performer V2 and the Liberty Structured Global Performer ESG V2 portfolios, you can invest Global, without fear of any currency fluctuations. Liberty is providing you with a way to access global growth and diversify your world. The prized goal of a solid investment is to achieve the growthContinue reading “Yes, we love global investment exposure”

Continued Repo Rate Hikes

The South African Reserve Bank decided to increase the Repo rate (Repurchase Rate) by a further 75bps to 6.25% at its MPC meeting last Thursday. The decision was not unanimous, with two members of the MPC preferring an increase of 100bps. The decision was in line with market expectations, although some analysts had argued that theContinue reading “Continued Repo Rate Hikes”

Shop Smart and Budget

In our previous NewsBrief, we mentioned how middle-income consumers are spending up to 80% of their monthly salary within five days of being paid. A BusinessTech survey revealed earlier this year that 76% of respondents indicated that they save less than 15% of their salary, while 35% said they don’t save any money at all. SouthContinue reading “Shop Smart and Budget”

South Africans crushed by the volley of living cost increases

Middle-income consumers are spending up to 80% of their monthly salary within five days of being paid. In addition, salaried middle-income consumers with credit, spend on average, 30% of their income on unsecured credit and 35% on secured credit. CEO of Debt Rescue Neil Roets says that their latest survey results show this to beContinue reading “South Africans crushed by the volley of living cost increases”

Your Retirement Plan and budgeting for Future Healthcare

Many pre-retirees tend to underestimate their post-retirement healthcare costs and use their current health status as a guideline for what their future health will look like. The reality, though, is that many diseases and chronic conditions are a function of ageing, and your fortunate good health in the years leading up to retirement is notContinue reading “Your Retirement Plan and budgeting for Future Healthcare”

What you should know about life insurance as you grow older

Birthdays shouldn’t just come with cake and presents; they should also be a reminder that if you don’t have life insurance cover in place you will probably be paying much more when you do decide to take out a policy. The right time to buy life insurance varies from person to person, depending on familyContinue reading “What you should know about life insurance as you grow older”

The Future is Contactless

For the past 10 years, we’ve been hearing about how new-generation mobile apps, wallets, tap-to-pay, NFC solutions and even the humble QR code are going to spell the end of the magnetic stripe card as a means of payment. And here we are, in 2022, and we’re finally taking big steps towards a brave newContinue reading “The Future is Contactless”

Retirement Annuities – A Closer Look

Today we take a closer look at how this highly tax-efficient retirement funding vehicle works. While the long-term benefits of investing through a retirement annuity cannot be overstated, there’s a lot more to this impressive retirement funding structure than meets the eye. Here’s what to know. Governed by the Pension Funds Act, an RA isContinue reading “Retirement Annuities – A Closer Look”

A bumpy road ahead

Fasten your seatbelts. We’re in for a bumpy ride. The South African economy has lost momentum since the middle of 2021, despite the ongoing revival of world economic activity and numerous promises by government that policy implementation would be dramatically improved. While the lockdown has impacted all income groups, data shows that South Africa’s middle-classContinue reading “A bumpy road ahead”

Make this year a money-smart Christmas

This year, even the most dedicated Christmas planner is likely to feel daunted with financial and social pressures after limited festivities in 2020, but there are certain steps you can take to minimise Christmas stress and to keep your costs down. From savvy shopping tips and ways to save, to why you should prioritise theContinue reading “Make this year a money-smart Christmas”