24/12/2019 Happy Holidays!

Thanks so much for your support during the year. May the holiday season fill your home with joy, your heart with love, and your life with laughter. Until next time, take care. Jacques

12/08/2019 National Health Insurance Talking Points

“[South Africa faces] serious challenges mainly caused by a skewed healthcare financing system. Without NHI, the burden of disease in the country will not be reduced because the majority of the population – and the section suffering the greatest ill health – will not access good quality healthcare.” – Zweli Mkhize, Minister of Health The…

14/06/2019 South Africa, What now?

On 4 June 2019, Kevin Lings, Chief Economist of Stanlib, gave an insightful presentation of South Africa’s current economic and political climate in light of recent elections, and the newly appointed cabinet. He said: “It is now a critical time for SA to lift the growth rate meaningfully in order to tackle the increasing unemployment…

29/03/2019 Trouble brewing?

When commenting on the current economic climate, some investors have said that they will have better luck deciphering the current Eskom load shedding schedule then they will have predicting the performance of the markets. Global markets have experienced a number of years of significant growth. While this is slowing down, there are opportunities for some…

05/03/2019 South Africans could pay more to bury loved ones

With food prices continuing to increase, rising fuel prices and high electricity tariffs – South Africans could see the average cost of burying a loved one rising significantly in the short-term. On average, the cost of a burial is estimated to range between R30 000 and R40 000, but along with the rising cost of…

21/02/2019 Budget 2019

On 20 February 2019, Tito Mboweni, Finance Minister delivered his 2019 Budget Speech. In arguably the most uneventful budget in the past 25 years, hereby a short summary of the most significant proposals for the 2019 Budget as tabled by the Minister of Finance: • No changes to any corporate income tax and dividend tax…

28/01/2019 How to handle higher education costs like a boss

The cost of higher education in South Africa is escalating beyond inflation rates. Unfortunately, neither the economy nor professionals can function without the pool of knowledge that comes out of higher education. As a result of these growing costs, South Africa witnessed the #FeesMustFall campaign three years ago driven by students across the country. Their…

23/12/2018 Season’s Greetings and some of the most pivotal moments of 2018

South Africa looked a lot different a year ago. Within one year the conversation changed from how to fight “state capture” to stimulating a sluggish economy – and the execution of land expropriation without compensation. There are new boards at Transnet, Eskom, SAA, and the SABC; a new acting commissioner at SARS; and a newly-appointed…

20/11/2018 Six ways to wealth that apply to us all

Let’s start with a simple question: What does it mean to build wealth? The fantasy scenario may vary from person to person, but we all share the same minimum expectation: we want our savings to grow over time and outpace inflation. In recent years, many of us have only just managed to achieve this basic…

15/10/2018 The road to a healthier South Africa

Over the past five years, there has been a significant international focus on ways to get people to live healthier and to exhibit better driving habits. While there are many of these success stories in South Africa, Discovery reports that South Africa is behind the curve when it comes to their health and their driving…