20210929 Let’s Talk Offshore

The last few years we have seen a substantiable amount of our clients opting to invest in Offshore Investments. And with good reason. In general terms, including some international exposure in a portfolio has been shown to be beneficial for almost all long-term investors. The stocks listed on the JSE represent only 1% of the…

20210913 Have the Will Power to Protect you and your loved Ones

The Covid-19 pandemic has made a lot of people reprioritise their lives, and this has meant a lot of difficult conversations around life, money, and the people we love. Choosing beneficiaries, guardians and deciding how to divide your assets is tough, but we shouldn’t shy away from talking to the people we want to inherit…

20210802 Important Update on Vaccinations & Underwriting

Good day, Several vaccines against COVID-19 have now been developed around the world. The decision whether to get vaccinated has so far been left to the individual citizens. However, there are good reasons, both in theory as well as in practice, to believe that the willingness to get vaccinated might not be sufficiently high to…

20210728 Tips for planning in your 40s

Good day, One’s 40s can be frenetic years as you juggle career, children, school functions, bond repayments, home maintenance, and possibly looking after your ageing parents. Many adults in this life stage feel as though they are being pulled from all angles, never knowing what to prioritise first. It is during this decade that many…

20210714 Looting, Unrest & the Economy

Good day, Zuma’s arrest has been overshadowed by the real economic hurdles South Africa will continue to face, whether he remains behind bars or not, alongside global factors such as reflation, stimulus and global growth. Despite this, there is a real concern as to the effect protests and looting will have on the economy. The…

20210624 Is your income covered?

Good day, Your ability to consistently generate an income over a long period of time is the mechanism upon which your future wealth will be built. There are a number of risks that investors face on the path to accumulating sufficient retirement assets. From one’s first paycheque to the date of formal retirement, it is…

20210531 SA’s Shocking Retirement Numbers

Good day, People the world over are living much longer. Catalysed by the near exponential advance of medical technologies and the science of wellness, the ageing revolution is undoubtedly a cause for celebration. But it also creates immense challenges for societies and individuals, who need to support the many more years they have ‘after work,’…

20210323 Live Well, End Well

Good day, One of the immediate benefits of creating a long-term financial strategy is that it encourages us to adopt a long-term viewpoint. A question that’s not asked often enough is whether the way we go about retirement planning is necessarily the best way. All too often, this milestone is overshadowed by the pressure of…

20201223 Take control of your finances in 2021 by planning now

Good day, This year has undoubtedly been a tough one for all of us. As another year comes around, with expert planning and advice, it is possible to take charge of certain aspects of your life, like your finances. If 2020 was a difficult year, and especially if you had to dip into emergency savings,…