06/09/2018 How will we survive this recession?

Despite the optimism that came along with Ramaphoria (the period immediately after the election of Cyril Ramaphosa as State President) there are worrying signs about the economy, especially after the announcement that South Africa has officially entered a technical recession. The announcement came after Stats SA announced on Tuesday that the country’s real gross domestic…

15/08/2018 Save for your child’s education

Education is costly and requires much thought and consideration. Without a proper savings strategy; you could find yourself running around for that extra cash to pay for your child’s education. With the increasing education costs; parents should take it upon themselves to plan and save in advance. Not forgetting that unforeseen expenses will pop-up from…

25/06/2018 Importance of a Financial Portfolio Review

Your financial portfolio helps you reach your financial goals, and as an investor it is imperative to review and re-balance it periodically. This is more than often ignored which can be a major setback in achieving your financial goals. The purpose of a review and re-balance is carried out to keep your investments from drifting away from…

18/06/2018 Liberty responds post cyber attack

In this special edition NewsBrief, we bring you the press conference, held on Sunday evening in Johannesburg, at which Liberty Group CEO David Munro spoke about a cyber attack on the company’s systems and an attempt by cyber-criminals to extort millions of rand in return for not releasing confidential customer information. At the press conference, Munro…

14/06/2018 Liberty’s new Death Income feature

Recently added to Liberty Life’s Lifestyle Protector Life Cover benefit, the income option gives the policyholder more flexibility in determining how a claim will be paid out to their beneficiaries. For each beneficiary, the policyholder will now be able to choose which proportion of their allocated sum assured will: be paid out as a lump…

07/05/2018 Questions to ask your parents when they retire

Make sure your parents have given careful consideration to their retirement decisions. It is estimated that less than 6% of South Africans will retire comfortably. Too many people don’t know how much they need to put away to maintain their standard of living after retirement. The low rate of retirement provision among South Africans means…

17/03/2018 The Gender Pay Gap

As new regulations in the UK tackle the gender pay gap, enduring pay inequality between men and women is one of the reasons so many women in South Africa are not able to retire comfortably. New regulations in the UK require that all companies with more than 250 employees report their gender pay gap to…

22/02/2018 National Budget Speech 2018

Good day, Finance Minister Gigaba’s maiden budget has moved away from the recent trend of increasing tax rates on income and has rather focused on increasing taxes on consumption. This change in focus appears to be a deliberate policy choice which seeks to address Government’s concern about stimulating economic growth and improving employment levels. It…

16/02/2018 We need to grow, our time has come

Optimism has entered the South African market like a breath of fresh air after Jacob Zuma’s resignation. Buoyed by the victory of Cyril Ramaphosa at the African National Congress’ Elective Conference in December 2017, it may be time for South Africa to finally retake its place among the emerging market success story. A tough year…

08/02/2018 Death without a Will

Death without a Will creates unnecessary complications for loved ones. Dying without carefully preparing a Last Will and Testament which specifically outlines who should inherit your belongings, causes unnecessary distress at an already difficult time for your family and friends. The absence of a Will also means that the law will decide who gets what,…